单选题 以下哪項有關風險的陳述是正確的? Which of the following statements about risk is correct? i) 所有類型的風險在商業上都是可保的 ii) 保險人在使用保險一詞時,通常是指它們的營業成績的不確定性 iii) 有些風險是商業保險人視為不可保的 iv) 在任何情況下帶來財務後果的風險是可保的 i) All types of risks are commercially insurable ii) When insurers use the term insurance, they usually refer to the uncertainty of their operating performance iii) Some risks are considered uninsurable by commercial insurers iv) Risks with financial consequences are insurable in all circumstances

A、 i,ii
B、 ii,iii
C、 iii
D、 iii,iv
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单选题 「風險」的定義是: The definition of "Risk"

A、不同人士使用「風險」一詞可能具有不同的意思 Different people may use the word "risk" with different meanings
B、任何情況下定義為「與潛在損失有關的不確定性」 In any case defined as "uncertainty related to potential losses"
C、一半情況下定義為「與潛在損失有關的不確定性」 half of the time defined as "uncertainty related to potential losses"
D、以上所有皆非 None of the above

单选题 「保險」與「風險」之間的關係如何? Whats the relation between "insurance" and "risk"?

A、有些風險(不是所有類型之風險)是可保的 Some but not all types of risks are insurable
B、有著保險的保障,所有財務上的損失都是保險人之責任 With the protection of insurance, all financial losses are the responsibility of the insurance company.
C、應付風險的唯一方法就是保險 The only way to deal with risk is insurance
D、所有風險都是可保的 All risks are insurable

单选题 以下哪幾項可視為保險為香港帶來的輔助功能/好處? i.保險對受保損失的被保險人提供財務補償 ii.保險為本港提供就業機會 iii.一般保險的慣例下倡導防範損失的措施 iv.一般保險的慣例下倡導控制損失的措施 Which of the following can be regarded as the auxiliary functions/benefits that insurance brings to Hong Kong? i. Insurance provides financial compensation to the insured who suffers insured losses. ii. Insurance provides employment opportunities for Hong Kong iii. Measures to prevent losses are advocated under general insurance practices iv. Measures to control losses are advocated under general insurance practices

A、i,ii,iii
B、i,ii,iv
C、i,iii,iv
D、ii,iii,iv

单选题 以下哪幾項可視為保險為香港帶來的輔助功能/好處? i.保險為本港提供就業機會 ii.保險對受保損失的被保險人提供財務補償 iii.一般保險的慣例下倡導防範損失的措施 iv.某些業務可以涉及很高的純粹風險,或會令投資者卻步,除非他們可以投保潛在的財務損失 Which of the following can be regarded as the auxiliary functions/benefits that insurance brings to Hong Kong? i. Insurance provides employment opportunities for Hong Kong ii. Insurance provides financial compensation to the insured for insured losses iii. Advocates measures to prevent losses under general insurance practices iv. Certain businesses can involve a high level of pure risk and may deter investors unless they can insure against potential financial losses.

A、i,ii,iii
B、i,ii
C、i,ii,iv
D、i,ii,iii,iv

单选题 以下關於風險的敘述中哪一個是正確的? Which of the following statements about risk is correct? i) 所有風險都是可保的 ii) 並非所有風險都屬於商業上可保的 iii) 保險是應付風險的唯一方法 iv) 保險人談及風險時可以有很多不同的意見 i) All risks are insurable ii) Not all risks are commercially insurable iii) Insurance is the only way to deal with risk iv) Insurers can have many different opinions when talking about risk

A、i . ii
B、ii . iv
C、i . iv
D、i . iii . iv

单选题 「風險轉移的機制」的概念: The concept of "Risk Transfer":

A、與保險沒有關係 It is unrelated to insurance
B、只是保險內的一種輔助功能 It is one of the insurance ancillary.
C、是保險內的一個主要功能 a main function of insurance
D、只是保險內的意外功能 a accidental function of insurance

单选题 「保險」與「風險」之間的關係如何? How is 'insurance' to the 'risk'?

A、有些風險(不是所有類型之風險)是可保的 Some but not all types of risks are insurable
B、有著保險的保障,所有財務上的損失都是保險人之責任 Having insurance means all financial loss will be the insurer's responsibilities
C、應付風險的唯一方法就是保險 The only possible remedy is insurance to against the risk
D、所有風險都是可保的 All risks are insurable

单选题 「風險」的定義是: The definition of "Risk"

A、保險人有可能變成資不抵債的危險性 The risk that the insurer may become insolvent
B、潛在利益有關的不確定性 Uncertainty Relating to Potential Benefits
C、對可能發生的風險有保護措施 Have protective measures against possible risks
D、潛在損失有關的不確定性 Uncertainty Relating to Potential Losses