单选题 根据我国《保险法》对保险的定义,保险的内涵是指()。 According to the definition of insurance in China's Insurance Law, the connotation of insurance is ( ).

A、 保险是一种法律制度 Insurance is a legal system
B、 保险是一种商业行为 Insurance is a kind of commercial behavior
C、 保险是一种财务安排 Insurance is a financial arrangement
D、 保险是一种经济保障形式 Insurance is a form of economic security
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单选题 风险管理的方法分为()。 Risk management methods are categorized into ( ).

A、自留型和控制型 Self-retention and control
B、控制型和财务型 Control and Financial
C、控制型和转移型 Controlled and Transferred
D、自留型和转移型 Self-retentiond and Transferred

单选题 下列属于保险与救济相同点的是()。 The following are the similarities between insurance and relief ( ).

A、提供保障的主体 Subjects providing coverage
B、借助他人安定自身经济生活的方法 Methods of stabilizing one's financial life with the help of others
C、提供保障的可靠性 The reliability of the protection provided
D、提供保障的资金来源 The source of funds for the provision of protection

单选题 从广义上讲风险是指()。

A、既包括损失的不确定,又包括盈利的不确定性
B、损失的不确定性
C、损失的可能性
D、盈利的不确定性

单选题 依据风险性质分类,风险可分为()。 Risks can be categorized according to their nature ( ).

A、基本风险与特定风险 Basic risk and specific risk
B、静态风险与动态风险 Static risk and dynamic risk
C、纯粹风险与投机风险 Pure risk and speculative risk
D、责任风险与信用风险 Liability risk and credit risk

单选题 盗窃属于()。 Theft is classified as ( ).

A、政治风险 Political risk
B、社会风险 Social risk
C、经济风险 Economic risk
D、技术风险 Technological Risk

单选题 控制型风险管理技术的目的是()。 The purpose of controlled risk management techniques is ( ).

A、提供基金的方式做财务安排 Provide a fund approach to financial arrangements
B、减少损失幅度 Reduce the magnitude of losses
C、降低损失频率 Reduce loss frequency
D、降低损失频率和减少损失幅度 Reduce the frequency and minimize the magnitude of losses

单选题 ()是指在社会经济正常的情况下,由自然力的不规则变化或人们的过失行为所致损失或损害的风险。 ( ) is the risk of loss or damage caused by irregular changes in the forces of nature or the negligent behavior of people under normal socio-economic conditions.

A、特定风险 Specific risk
B、动态风险 Dynamic risk
C、基本风险 Basic Risk
D、静态风险 Static risk

单选题 在各种不同类型的保险合同中,单一风险合同是指()。 Among the different types of insurance contracts, single risk contracts are ( ).

A、只承保特殊风险的保险合同 Insurance contracts that cover only special risks
B、只承保一种风险责任的保险合同 An insurance contract that covers only one risk and liability
C、只能有单个保险人承保的保险合同 An insurance contract that can only be written by a single insurer.
D、被保险人只能为一人的保险合同 An insurance contract in which only one person can be insured