单选题 The underlined word "chilly" means ____.

A、 wet
B、 hot
C、 cold
D、 cloudy
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单选题 Water can put out fire because ____.

A、water is cold and cool
B、water is the only way to put out a fire
C、water cools the material on fire and the steam shuts off air
D、water can be changed into steam

单选题 According to the passage, insurance company will protect individuals from the losses EXCEPT ____.

A、property
B、fires
C、accidents
D、getting old

单选题 The money the insurance used to pay for an individual’s loss comes from ____.

A、the premium paid by the person previously
B、the insurance company’s investment
C、the premiums paid by other persons
D、all of the above

单选题 The word "policy" in the 2nd paragraph most probably means ____.

A、a risk between individual and insurance company
B、a shared loss
C、all agreement between an individual and all underwriter
D、a rule made by the individual

单选题 Which of the following statements is TRUE?

A、Premium is a small amount of money you pay for your losses.
B、If an individual didn't have a loss, premium was not wasted, because he didn't need to worry about unpredictable events.
C、An insurance agent holds premiums paid by the thousands.
D、The premium will be refund if all individual does not have a lose.

单选题 Which of the following statements is NOT true?

A、The first rule of the game in insurance business was devised hundreds of years ago.
B、There are many agents who sell insurance policies and collect premiums on behalf of underwriters.
C、An individual who pays premium for a policy is insured by all insurance company.
D、An individual pays premium directly to an insurance company.

单选题 Gasoline fires cannot be put out with ____.

A、sand
B、water
C、chemicals
D、extinguisher

单选题 What are the major ways of putting out fires as mentioned in the passage?

A、With water and sand and chemicals.
B、With water and sand and steam.
C、With water and steam.
D、With water and materials and chemicals.