According to the CA Department of In

单选题 According to the CA Department of Insurance which term means“mandatory”?

A、 Oath

B、 May

C、 Warranty

D、 Shall

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单选题 What are the advantages of having a commercial package policy compared to having monoline policies?1. Convenience of having coverage under one policy.2. Cost.3. No gaps in coverage.4. No duplication of coverage.

A、1&2

B、3&4

C、2,3,&4

D、All of the above

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单选题 All of the following are part of the common conditions in a commercial package policy except:

A、Inspections and surveys

B、Examination of books and records

C、Cancellation terms

D、Named perils

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单选题 In a commercial package policy under common policy conditions“changes”, it states that a policy can be amended or waived:

A、Only by endorsement from the insurer and made part of the policy.

B、By endorsement in writing from an agent or the insured without consent of the insurer.

C、Only at renewal; never during a policy period.

D、None of the above.

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单选题 A monoline policy:

A、Is a policy that is written to cover property only.

B、Is any insurance written as a single line policy.

C、Is a policy that covers only lines of insurance which cannot be part of package policies.

D、There is no such thing.

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单选题 According to the common conditions of a commercial package policy, the insurer can do an audit of an insured's books and records any time during the policy period and for a specified amount of time after the policy expires.

A、True

B、False ∗∗ Note: Up to 3 years after policy expiration

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单选题 Commercial package policies must include:

A、Cause of loss forms.

B、Common conditions.

C、Common exclusions.

D、All the above.

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单选题 Commercial package policies must include:

A、Common declarations.

B、Common conditions.